IBM Medicare extendhealth.com/ibm Helping You Choose a Medigap Plan

There is an OUTSTANDING brochure on medicare.gov that describes medigap insurance plans, enrollment rules and variations in pricing. 

    Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare    

         

After reading it I realized how big an impact this change will be for some people.  In some states if you bought a medigap plan when you first turned 65 you would not have to keep paying more for the plan as you age.  The price of the plan would always be whatever the entry price is for "65 year olds".  If you used IBM's insurance, I think you may have lost that right.  Call your state insurance agency (www.shiptalk.org has the phone numbers) to find out --- don't rely on Extend Health to tell you.

I know this is a lot of work but you have to be your own advocate to be sure you are getting the maximum benefit.  READ the medigap brochure on www.medicare.gov - your tax dollars paid for it:

http://www.medicare.gov/Pubs/pdf/02110.pdf